The New Year is here! Are you ready?

Resolve to make resolutions a reality in 2012 with this free eBook

New Beginnings offers a step-by-step guide to turning resolutions into action-oriented steps that make achieving financial success in 2012 a reality. New Beginnings covers everything from steps to get a grip on financial clutter to ways you an personalize goals in order to make them more achievable. Resolve to ring in the New Year right, and prepare with New Beginnings.

New Beginnings eBook
Click here for the New Beginnings eBook.

Courtesy of MoneyManagement International, a Virginia Saves Partner

Retirement Savings for Procrastinators

Getting a late start in saving for retirement? The percentage of your annual salary you need to set aside might be more manageable than you think - if you're willing to spend some extra years at the office. To find out more on this from SmartMoney click here.

Courtesy of SmartMoney

Retirement Confidence

The past few years saw a sharp decline in Americans' confidence about their ability to secure a financially comfortable retirement. What has happened to confidence now that some economic indicators are improving? Click here for the Fact Sheet from Retirement Confidence Survey.

Courtesy of Retirement Confidence Survey

Retirement Contributions and Saver's Credit

Did you know that you may qualify for the Saver's Credit of up to $1,000 ($2,000 if filing jointly) for making eligible contributions to an employer-sponsored retirement plan or an individual retirement arrangement (IRA)? Unlike a deduction, a credit is a dollar-for-dollar reduction of your federal income tax liability and can reduce the amount you owe or increase your federal income tax refund! See the Full Story on IRS Outreach Corner.

Courtsey of IRS Outreach Corner